- Consultation & Planning for both personal & business requirements
- Support determining the amount of insurance you require
- Tailored insurance products to suit your needs
Super Fee Saver Home Loan is fully featured and includes unlimited free redraws, salary crediting, flexible repayment options.
Super Fee Saver Home Loan could be the perfect loan if you are:
• A first time home buyer
• A person who wants to upgrade their existing home
• Looking for a better home loan deal or consolidating expensive debt
• An investor looking for a competitive variable rate loan
Features* include:
| Acceptable Loan Purpose | Purchase or refinance of improved residential owner occupied or investment property. No stand-alone vacant land or construction allowed. |
| Comparsion Rate | 6.25% p.a. |
| Eligible Borrowers | Individuals or companies |
| Term of Loan | 10-30 years |
| Acceptable Security | Residential property only |
| Multiple Securities | Accepted |
| Minimum Loan Amount | $100,000 |
| Max Loan Amount | $2,000,000 |
| Loan Splits | Maximum of 4 loan splits. |
| Maximum LVR | 95% for purchase, 90% for refinances. |
| Application Fee | Nil |
| Valuation Fee | Nil for loan that settle. Fees will apply for more than one valuation. |
| Non-proceeding Fee | $395 or full cost of valuations, whichever is the higher. |
| Settlement Fee | Nil |
| Legal Fee | Nil. Out of pocket disbursements may apply. |
| Monthly Administration Fee | Nil |
| Redraw Fee | Nil. Unlimited free electronic redraw is available. |
| Deferred Establishment Fees | Nil |
| Reduced Equity Fee | Available up to 95%. An alternative to Lender’s Mortgage Insurance if you’re borrowing more than 80% of the security propert value, where certain criteria are met. Often cheaper than LMI, it can potentially save you thousands. |